TERMS AND CONDITIONS

1. Acceptance of Terms

By registering for any workshop, course, membership, or digital service offered by Smart Money Club by Wealth Vidhya, you agree to these Terms and Conditions.

If you do not agree, you should not proceed with registration.

2. Educational Nature of Services

All services provided are educational in nature.

Smart Money Club does not:

• Provide personalized investment advice
• Guarantee profits or returns
• Promise income generation
• Offer stock recommendations
• Manage funds or execute trades

Participants use the information at their own discretion and risk.

3. No Guarantee of Results

We make no representations or guarantees regarding:

• Trading success
• Financial outcomes
• Income levels
• Investment returns

Individual results depend on multiple factors including skill, discipline, market conditions, and risk management.

4. Participant Responsibility

You agree that:

• You are solely responsible for your trading and investment decisions
• You understand financial markets carry risk
• You will not hold Smart Money Club responsible for financial outcomes
• You will exercise independent judgment

5. Intellectual Property

All course materials, videos, presentations, systems, tools, frameworks, and content are intellectual property of Wealth Vidhya.

You may not:

• Reproduce
• Share
• Redistribute
• Record
• Resell
• Publish

Any violation may result in termination of access without refund and potential legal action.

6. Community Conduct

Participants must:

• Maintain respectful communication
• Avoid spam or solicitation
• Avoid sharing misleading financial information
• Avoid posting trade signals as guaranteed outcomes

We reserve the right to remove members who violate community guidelines.

7. Limitation of Liability

Smart Money Club and Wealth Vidhya shall not be liable for:

• Direct or indirect financial losses
• Trading losses
• Technical issues
• Platform downtime
• Misinterpretation of content

Participation is voluntary and at your own risk.